Every year, thousands of Florida tax lien certificates hit their 7-year expiration. The holders lose everything. LienBridge turns that deadline into an opportunity, engineering rollups that unlock guaranteed 5% returns on every position in the stack.
The Playbook
Identify 7-year-old tax lien certificates across Florida counties that are months from expiration. Filter for clean properties with available intermediate positions.
Reach the year-7 holder before they lose their investment. Inform them about the expiration and present the rollup path, a county-specific packet that walks them through initiating a Tax Deed Application.
While the year-7 holder prepares their TDA filing, acquire positions in years 1 through 6 on the same property. Every position becomes a guaranteed payout once the rollup triggers.
When the TDA forces redemption, Florida law guarantees a minimum 5% return on every certificate. Capital returns in weeks. Rinse and reinvest.
The Market
Counties operating on a single online platform
Statutory maximum interest rate on delinquent taxes
Guaranteed minimum return on redeemed certificates
Hard expiration window before total loss
The Edge
Most individual lien holders don't track expiration dates. They bought a certificate years ago and forgot about it. We find them before the clock runs out.
We're not competing with the year-7 holder. We're saving their investment. They initiate the rollup, we acquire the intermediate positions. Everyone profits.
Florida law mandates a 5% minimum return on redeemed certificates. This isn't a bet on property values or market timing. The return is baked into the statute.
Traditional lien investing ties up capital for years waiting on organic redemption. The rollup strategy forces payouts in weeks, letting capital compound through multiple cycles per year.
LienBridge, Orlando FL